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| Americross Mortgage offers a wide variety of loan products with unique features that makes it possible for homeowners and buyers to borrow more and at lower rates than from any other mortgage source. |
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Smart Loan |
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| Also known as the Cash Flow ARM, this is a short-term fixed-rate loan. After the fixed rate term is up, the rate adjusts at regular intervals in accordance with current interest rate conditions at that time. The Smart Loan will cost you less in the short-term. Rates start as low as 1%. |
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2/28 ARM |
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| This is the way to go if you want to stop renting and get into your own home, or if your credit is less than perfect. The interest rate is fixed for the first two years. This allows you two years to re-establish your credit, and refinance at a different rate. |
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Interest Only Loan |
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| If you're looking for more home for less money, this is the loan for you. The benefits are that you'll usually qualify for a larger loan amount and you’ll have the further advantage low monthly payments. |
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30 Year Loan |
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| Considered the industry standard, the 30 year fixed home loan is generally the best way to establish a monthly payment plan. Whether you’re looking to purchase a home or refinance your existing mortgage this is a great way to start the process. |
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40 Year Loan |
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| Americross’s 40 year loan is designed for homeowners intending to stay in their home for a long time. The term of the loan significantly lowers your monthly payment and allows you to qualify for a larger loan amount. |
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15 Year Fixed Loan |
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| This is recommended for people seeking to pay the loan quickly. The interest rate is fixed for 15 years and you pay less interest over the length of the loan. And the loan can be refinanced if the rate changes. |
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