Loan Type: Not Sure 5, 7 & 10 Year Fixed FHA & VA Loans Purchase Loans 105% Refinance 2/28 ARM Interest Only Loan 30 Year Loan 40 Year Loan 15 Year Fixed Loan Loan Amt: Purpose: Debt Consolidation Cash Out Refinance Purchase Credit Line Other Americross Mortgage offers a wide variety of loan products with unique features that makes it possible for homeowners and buyers to borrow more and at lower rates than from any other mortgage source. 5, 7 & 10 Year Fixed This program is designed for people that are looking to stay in there home for a shorter period of time. The loan can be fixed for 5, 7 or 10 years at a lower rate than a 30 year fixed. Call one of our loan specialists to go over rates and your best loan options. FHA & VA Loans Would you like to Refinance your current mortgage and pull some cash out? Borrow up to 85% Loan to Value and use the cash for any reason. Want to lower your current rate? Refinance up to 95% No Cash Out with one loan. Lower Credit Scores Ok on the Program. FHA is great for First Time Home Buyers 3.5% down or no money down for qualified home buyers!!! Purchase Loans Looking for a new home? We love to help people get into their home. We offer every type of loan program to help you get that American dream. Talk to one of your loan specialists to see what loan program is right for you. 100% financing for the right borrower. Ask us about our no closing costs on this program. We are here to help a lending hand. 105% Refinance This is for people with no equity in their current home. If your current mortgage is with Fannie Mae or Freddie Mac we can refinance up to 105% of the value of your home at a great low rate. 2/28 ARM If your credit is less than perfect. This is the program for you. The interest rate is fixed for the first two years. This allows you two years to re-establish your credit, and refinance at a lower 30 year fixed rate. Interest Only Loan If you're looking for more home for less money, this is the loan for you. The benefits are that you'll usually qualify for a larger loan amount and you’ll have the further advantage low monthly payments. 30 Year Loan Considered the industry standard, the 30 year fixed home loan is generally the best way to establish a monthly payment plan. Whether you’re looking to purchase a home or refinance your existing mortgage this is a great way to start the process. 40 Year Loan Our 40 year loan is designed for homeowners intending to stay in their home for a long time. The term of the loan significantly lowers your monthly payment and allows you to qualify for a larger home. 15 Year Fixed Loan This is recommended for people seeking to pay the loan quickly and the rate is lower than a 30 year fixed. Each month your payment pays more to the principal than the 30 year. The interest rate is fixed for 15 years and you pay less interest over the length of the loan. COMPANY TERMS & CONIDITIONS SECURITY & PRIVACY SITE MAP CONTACT US

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